Silver Surfer - avoiding cybercrime
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Here is some clarification about being secure on the internet in
the wake of frequent data breaches, including Facebook, British
Gas, TalkTalk, M&S, et al.
- If your bank sort code and account number have been
accessed money cannot be taken from your account
with just that information, unlike credit card details.
- You do not need to change passwords for banking
logins - the banks don’t rely only on a single password
for login.
- If you have used a password for more than one
account then your other accounts with that password
are very vulnerable if that password has been accessed
in a data breach.
- If you suspect that your credit card details have been
accessed then request a replacement card. Consider it
vital to have online access to your credit card account
transactions and view them weekly.
- Never trust an incoming telephone caller. Banks will
use the letter post to warn you of significant security
matters or notify you via your logged-in access to
your bank.
- The HMRC, banks and broadband providers will never
ask you for information in an email nor give you a link
to login and 'resolve a problem’.
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